Buying a home on the Amalfi Coast is a major decision that combines emotional value with a financial investment. However, the real estate buying and selling process can be complex, especially in an area with unique market dynamics, zoning restrictions, and strong international demand.
In this FAQ section, we’ve compiled the most frequently asked questions to guide you through every stage of the purchase: from real estate agency commissions to the document checks required before making an offer, from taxes and tax breaks expected in 2026 to the tools for accurately assessing a property’s price. You’ll also find practical tips for identifying potential building code violations or defects and for understanding what questions to ask the agency before making a decision.
The goal is to offer you a clear and practical guide to approach the purchase with greater awareness, reduce risks, and invest safely in one of Italy’s most exclusive areas.
What fees do I have to pay to a real estate agency?
Commissions are typically between 2% and 4% of the purchase price plus VAT, and are paid by both the buyer and the seller.
What documents should you review before making an offer to purchase a property?
The key documents to review are:
– Cadastral abstract,
– Floor plan,
– Deed of title,
– Certificate of occupancy,
– APE (energy performance certificate),
– Any mortgages or encumbrances.
What taxes do I have to pay when I buy a house?
It depends on the seller and the type of purchase.
From a private individual:
– primary residence: 2% registration tax,
– secondary residence: 9%.
From a business:
– VAT (4% for primary residence, 10% for secondary residence).
Other expenses:
– notary fees and fixed taxes (cadastral/mortgage taxes).
What tax breaks will be available in 2026 when I buy a home?
The main ones are
– First-time homebuyer tax credit (reduced taxes),
– Tax breaks for people under 36,
– Tax deductions for renovations,
– Energy efficiency tax credit.
How can you tell if the asking price matches the actual market value?
You need to compare:
-prices per square meter in the area,
-similar properties that have sold,
-the condition of the property and its location.
How can I determine the value of a property on the Amalfi Coast?
You need to consider several factors: ocean view, accessibility, location, condition, and renovations.
How can I tell if a property has defects, violations, and/or flaws?
– the actual condition vs. the floor plan,
– check building permits at City Hall,
– technical inspection.
What questions should you ask the real estate agency before buying a home?
The key questions are:
– Whether the property complies with zoning regulations,
– Whether there are any outstanding debts or mortgages,
– Condominium fees,
– Reason for the sale,
– How long it has been on the market,
– Room for negotiation.
